Everyone wants to lead a reasonably comfortable life. To attain the necessities and the luxuries of life, we ought to invest our money at right place, so that we don’t have to suffer losses instead of gaining profits. Some of the best options are to invest your money in mutual funds, shares, debentures, bonds, bank deposits and property.
Investment in mutual funds and shares is quite a profitable business, provided we invest our money in a good company.
Now it’s not difficult to invest our money in mutual funds, as a new scheme has been introduced for the convenience of the investors.
Now the investor need not have much money to invest in mutual funds, he can easily deposit small sums every month, under the scheme called SYSTEMATIC INVESTMENT PLAN offered by mutual funds. Through this newly introduced plan one can invest small monthly amounts by issuing post-dated cheques in favour of their selected funds.
Another option for the investor is investment in Share Market. The share prices keep on decreasing and increasing in the span of time. The share holder suffer losses if the share prices get down and earns profits if they go up.
The shareholder must find the suitable time to sell the shares. Shares should not be sold when their prices are down. They should only be sold when their prices are up. But sometimes the shares are sold due to financial crisis.
The position of the shareholder is similar to the gambler who awaits for the result, with an anxious mind, after gambling with his money.
Sometimes the gambler wins and sometimes he loses, the same way the shareholder lose money if the prices of the shares go down and gains money if they go up. The shareholder must buy the shares of a good company to earn profits, otherwise he could be the loser, instead of being the gainer. The only difference between gambling and share trade is that gambling is illegal and prohibited by the government while the share business is allowed, as it is beneficial for the development of the companies of our country.
Another scheme of investment is INVESTMENT IN DEBENTURES. Investment in debentures is quite safe and secured. The company fixes up the rate of interest to be given to the debenture holders, thus they only earn profits and don’t suffer losses like shareholders if the company closes down. The first priority is given to the debenture holders even if the company gets closed, thus the debenture holder are not always at loss, inspite of the company getting bankrupt.
Now, the question arise, how to invest our savings to lead a comfortable life after retirement. The answer lies in PENSION PLAN. There are many insurance companies that offer pension plans. If a person wants to lead a comfortable life in his sixties and seventies, then he will have to save twenty-five percent of his earnings each year. Most of the life-insurance companies offer PENSION POLICIES and any person, who is adult can buy it. At maturity the policy holder may withdraw 25% of the total accumulated amount and earn monthly income from the rest of the amount.
The next option is Commodity Trading in the Stock Market. In this scheme, one can invest in commodities, without taking pains to buy them. There are 25 commodity exchanges in India at present, where the investors can invest in commodities and earn profits. The commodities include metals, energy, minerals and agricultural products. The prices of most of the commodities rise in time, and thus one can earn good profits by Investment in Commodities.
Infact the best way to earn huge profits through investments is to regularly pray with faith to Almighty, to give good returns and your prayers would be granted.
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